We’ve put together this list of guides to help you get a better idea of how to manage your finances, and what help is available if you’re really struggling.
You can find Government guidance on dealing with your creditors here.
Insolvency Service Guide
A guide to dealing with debt by the Insolvency Service - the regulators of the UK insolvency profession.
Debt Advice and Information Package
Advice on different ways of dealing with debt in Scotland, by Accountant in Bankruptcy, Scotland’s Insolvency Service.