Mobile phone contracts can often be very expensive. Even when you think you have come across a great deal, you could be surprised about the hidden charges which seemed to get added on a monthly basis.
The credit crunch means that our household incomes are getting tighter, so it is becoming more important than ever to benefit from a great deal on your household services. Getting a great deal on your mobile phone contract does not have to be as hard as you think, as there are a number of networks which should all be fighting got your custom.
With a little research you could save yourself money on a monthly basis, which you could put towards paying off your debts.
Firstly you need to think about your spending habits, such as do you just use your phone to text, do you make a lot of international calls, and do you use any of the additional service such as WAP? Once you understand your own usage habits, you can begin to search the market and find a mobile contract which can offer you the best deal.
The best place to start when trying to find a great deal on your mobile phone contract is to look at the amount of free minutes and texts you can get and at what price. Remember to take your own personal usage habits into account; there is no point being tempted by free calls which you will never use. But, as a rule of thumb, the more minutes and texts you get for free then the less you are likely to have to pay on top of your contract.
Many mobile phone companies will tempt you into a contract with a new shiny mobile phone, but some may charge you for the privilege on a lower monthly contract. So shop around and see who is offering the phone you want for free or call up customer services to see if you can blag it for free.
Also bear in mind the contract that you will be signing, some last for 12 months but some can last 36 months or longer. You don’t want to have to be tied into a mobile phone contract for too long, as you won’t be able to take advantage of new deals as they come onto the phone market.
Consider your current personal commitments before you agree to the mobile phone contact. It is important that your mobile phone contract is affordable to you as it will show on your credit file if you miss payments and could affect the chance of you getting accepted for credit in the future.
Don’t forget, if you don’t really use your mobile phone then you could swap your mobile phone contract for a pay as you go sim card. You should also be able to keep your current number too.