Just Making Minimum Payments?
This keeps you where the credit card provider wants you - in debt and paying interest every month, often for years.
Credit Card Minimum Payments Tool
Many people with debt problems make only minimum payments on their credit cards; meaning they will be in debt for a very long time.
If all you can afford on your credit card debts is minimum payments, then it would appear you are on the brink of a debt crisis. This tool shows how long it will take to clear a credit card by making small payments, while interest keeps accruing.