IVA Client Support
We offer a personal IVA support service. We will look after the IVA from start to completion in a professional manner, ensuring it runs as smoothly as possible.
Harrington Brooks has two in house Insolvency Practitioners; supported by a department of over 40 experienced staff.
Pre-Appointment is the time up to when your IVA is approved.
The Complete Guide To Preparing Your IVA Proposal. After you've spoken to an IVA advisor and decided that an IVA is the best choice for you; your case is passed on to our IVA drafting team who'll assist you in preparing your IVA proposal.
When your IVA is approved, an Insolvency Practitioner is appointed supervisor, and you're looked after by the post-appointment team.
Post-Appointment Support »
Post appointment means your IVA has been approved and we have been appointed to supervise it. Learn about the Post Appointment Department and meet the team leaders.
Templates that you may find useful in dealing with possible communication you receive from creditors. We deal with all this for you; so you should not get much, if any.
See an example based on a 60 month IVA that has not been extended during the course of the arrangement. more »
Although your IVA is a legally binding contract which needs to be kept to, there can be times you can no longer afford payments at the agreed level. In these cases we a look into reducing or suspending payments.
Your IVA s a legally binding agreement; failure to abide by its terms and conditions will lead to a notice of breach which could in turn lead to your IVA being terminated.
Everyone doing an IVA is subject to a yearly review of their IVA and finances. Learn how this works and what you are required to supply to us each time.
Homeowners are likely to have in their IVA proposal a clause stating they must attempt to release any available equity in their property by way of a remortgage towards the end of the IVA. See what this means to you and what happens if you're not be able to re-mortgage.
Your IVA supervisor has a duty to realise as much of the money owed to your creditors as reasonably possible. If you are entitled to a refund of mis-sold PPI (Payment Protection Insurance), the supervisor will make attempts to realise these funds for the benefit of your arrangement.
Considering an IVA?
If you're not currently within an IVA with Harrington Brooks, but want some more information as to whether an IVA is the best solution for you; please see below.
Solution Spotlight: Individual Voluntary Arrangements
Is an IVA right for me?
IVAs are a popular solution for unaffordable unsecured debts over £10,000.
An IVA can write-off a significant amount of debt and stop legal action against you.