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“We are extremely satisfied with the level of service and professionalism combined with a friendly attitude of all the staff we spoke to, and would like to thank everyone at Harrington Brooks very much.”
Mr and Mrs B, Liverpool
“We were really pleased with the efficient way that Harrington Brooks handled our enquiry and by the speed in which our mortgage was finalised.”
Mr and Mrs S, Birmingham
“I found the staff at Harrington Brooks were all very polite, helpful and understanding. I couldn’t fault the level of service we received from start to finish.”
Mr J, Warrington
IVA’s can allow you to write off all unaffordable debt and avoid bankruptcy. We’ll assign you a dedicated Insolvency Practitioner to give you expert guidance in drawing up the best plan to suit your finances.
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Are you looking clear unsecured debt amounting to more than £ 12,000? If so, an Individual Voluntary Arrangement (IVA) could well be the solution to your debt problems. As an alternative to bankruptcy, an IVA is the only other debt solution that can write off part of your debt. The specialist Insolvency Practice at Harrington Brooks can arrange an IVA to suit your circumstances.

An IVA is a debt repayment plan that is negotiated between you and your creditors. It is a formal, legally binding agreement and it ensures that all parties comply with the details of the arrangement. The IVA has the potential to write off any debt that you cannot afford and therefore can provide an attractive alternative to bankruptcy. After setting up an IVA, providing you meet your payment schedule, your creditors are legally prohibited from adding any other charges or further interest to your account.
The standard repayment period for an IVA is 60 months. At the end of that period, any debt that is still outstanding is completely written off. An IVA also offers the legal protection of bankruptcy while remaining a wholly private arrangement.
As the IVA is a legally binding agreement, we recommend that you get professional IVA advice before you sign. You must be utterly confident that you can afford, and will continue to be able to afford, the monthly repayments. Harrington Brooks will work with you to come to terms on a reasonable amount that you can feel comfortable with repaying each month.