Money-off vouchers are helping us to avoid debt and save money at a time when many of us are looking to reduce debt and take control of our finances.

In a recent study by, over half of us (53%) have recently used a discount coupon to pay for a restaurant meal, whilst 15% have cut restaurant bills down even further by not paying a service charge, saving a total of £18 million in the process.

It seems we have become so reliant on these vouchers that almost three-quarters of us loath to pay full price for any item.

Personal finance manager at, Louise Bond, said: “The stigma attached to using discount vouchers or even picking up small change off the street is also a thing of the past. No one knows how long the recession will last and battening down the financial hatches in the short term will ensure that consumers are best positioned to weather the recession in the long run.”