Many couples are now without a joint current account, because of worries about their partners financial patterns. 39% say that they do not trust their partners capability of spending responsibility, but this means that many could be missing out on a number of additional financial benefits.

Lloyds TSB said 27% of couples are missing out on joint current account advantages, such as preferential credit interest rates and increased financial security.

Almost all (90%) of those surveyed who have a joint current account, believe that it has helped them with their finances, such as paying for household bills, joint expenses and controlling their debt management issues.