Want an easy way to get debt advice and take control of your personal finances? If you own an iPhone or an iPod Touch you should be taking advantage of a number of free financial applications which are all designed to help you get the most of your money.

iXpense – Are you one of those people who is unsure about where their money goes at the end of the month? The free version of the iXpense could help you keep track of your daily expenses, and because you are on the move you have no excuse of not updating an online money management tracker.

It splits your spend into categ0ries where you most spend your money and the application will highlight key areas where you can cut down on frivolous spending. Again, use this extra cash to repay your debts that little bit quicker.

ATM Hunter – How annoying is it to find yourself strapped for cash and the only obvious solution is a standalone cash machine which charges you for the privilege of withdrawing your own money?

Well, this costly problem could soon become a thing of the past with the ATM Hunter application which will find the closest ATMs in your area using GPS. Even if you don’t mind paying £2 a time to withdraw your cash, you might be staggered to know that this could cost you over £104 a year  which you could put towards your debt repayments.

Currency – Not sure how much dollars you can get for your pound whilst away? Don’t pay over the odds due to confusion with fluctuating currency exchange rate. This app has access to over 100 countries, so no matter where abouts in the world you are, you can get the true purchase price instantly.

Know any more apps to handle your finances? Or are there some apps which cost a little to purchase but have changed the way that you handle your debt? Please share with our readers and comment below.