Brits are shunning debt worries as they dream about owning their ideal home, yet only 15% are living the dream.

Legal & General’s Home Sweet Home survey revealed that for one in five respondents, a country house would be their dream home, followed by a detached house with a garden in the suburbs or a self-build home.

Location wise, the most popular places were in a village, countryside or by the sea. Five counties share the top spot for the location of a dream home, with an equal number of people saying that they would like to live in Cornwall, Devon, Greater London, Surrey or Yorkshire.

Garry Skelton, marketing director for Legal & General’s general insurance business, said: “The survey would indicate that people are still quite positive about the future housing market given the number of respondents who still wish to live in their dream home. However, probably reflecting financial concerns, the number of Brits who do not expect to ever live in their dream home has risen from just over 20% to 30% since the last survey.”