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	<title>Harrington Brooks Personal Finance</title>
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		<title>Debt Consolidation</title>
		<link>http://www.harringtonbrooks.co.uk/finances/debt-consolidation/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/debt-consolidation/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 12:43:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Consolidation articles]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=384</guid>
		<description><![CDATA[
			
				
			
		
For those who are looking at the different ways in which they can cut their monthly outgoings or lessen the burden of mounting debt pressure, a debt consolidation loan could prove to be the answer. Firstly, it is important to remember that this is a new loan. With it though, you should be able to [...]]]></description>
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		<title>Clear Your Credit Card Debt</title>
		<link>http://www.harringtonbrooks.co.uk/finances/clear-your-credit-card-debt/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/clear-your-credit-card-debt/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 12:40:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Aid]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=381</guid>
		<description><![CDATA[
			
				
			
		
Once upon a time, it was easy to get a credit card in the UK. Tempting introductory offers of 0% interest were everywhere and balance transfers were free and easy. Well, although it doesn’t seem like long ago, those days are gone. That being said, there are still a staggering number of cards on offer [...]]]></description>
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		<title>So, What Do You Owe?</title>
		<link>http://www.harringtonbrooks.co.uk/finances/so-what-do-you-owe/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/so-what-do-you-owe/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 14:24:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Management articles]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=378</guid>
		<description><![CDATA[
			
				
			
		
The sad fact is that there are a lot of people in the UK that don’t actually know the total amount of debt that they are facing and the hard fact of their growing debt problem can make for a shocking revelation. 
Having a clear understanding of how much you owe is integral to tackling [...]]]></description>
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		<title>Mortgage Lending at 8 Year Low</title>
		<link>http://www.harringtonbrooks.co.uk/finances/mortgage-lending-at-8-year-low/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/mortgage-lending-at-8-year-low/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 14:22:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Guidance]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=376</guid>
		<description><![CDATA[
			
				
			
		
For those that thought that ending stamp duty relief at the start of the year would curtail growth in the housing market, you were right. There was a substantial dip in mortgage lending during January. In fact, with only £8.02billion worth of lending, it was at its lowest since March 2001. Although this still sounds [...]]]></description>
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		<title>Credit Card Holders Punished</title>
		<link>http://www.harringtonbrooks.co.uk/finances/credit-card-holders-punished/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/credit-card-holders-punished/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 14:14:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Management articles]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=370</guid>
		<description><![CDATA[
			
				
			
		
Since the start of 2010, average credit card rates have hit a 12-year high. Strange, you might be thinking, since we’ve been enjoying the bank’s emergency rate of interest being set at 0.5%. Well, that just highlights that it isn’t all rates that have been on the increase. Essential, lenders have been targeting specific groups [...]]]></description>
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		<title>Are you the 1 in 10 that’s Permanently Overdrawn?</title>
		<link>http://www.harringtonbrooks.co.uk/finances/are-you-the-1-in-10-that%e2%80%99s-permanently-overdrawn/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/are-you-the-1-in-10-that%e2%80%99s-permanently-overdrawn/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 14:09:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Management articles]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=368</guid>
		<description><![CDATA[
			
				
			
		
Unsecured personal debt can creep up on you. Outstanding credit card balances, a little on a couple of store cards, the odd unsecured loan and even your overdraft facility on your current account; it’s amazing how much debt we can simply take for granted, as a constant feature of our lives. You may feel that [...]]]></description>
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		<title>Should the Retirement Age be 70?</title>
		<link>http://www.harringtonbrooks.co.uk/finances/should-the-retirement-age-be-70/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/should-the-retirement-age-be-70/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 14:03:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Guidance]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=366</guid>
		<description><![CDATA[
			
				
			
		
The UK government has outlined plans for an increase in the age at which people are entitled to a state pension. At present, the retirement age for men is 65 and for women it’s 60 but women will soon find that theirs goes up to 65 too.  The current government plans have the state [...]]]></description>
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		<title>The top 10 tips to fight off fraudsters</title>
		<link>http://www.harringtonbrooks.co.uk/finances/the-top-10-tips-to-fight-off-fraudsters/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/the-top-10-tips-to-fight-off-fraudsters/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 17:35:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Advice about bankruptcy]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=354</guid>
		<description><![CDATA[
			
				
			
		
There are a lot of means by which criminals can help themselves to the hard earned cash in your bank account. Too often, the first we know about this kind of fraud or identity theft is when it affects our credit rating and impacts on our own ability to secure credit, or we get stuck [...]]]></description>
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		<title>10 tips to help consumers survive the recovery</title>
		<link>http://www.harringtonbrooks.co.uk/finances/10-tips-to-help-consumers-survive-the-recovery/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/10-tips-to-help-consumers-survive-the-recovery/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 14:45:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Advice about bankruptcy]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=350</guid>
		<description><![CDATA[
			
				
			
		
Well, we’ve made it through the recession; the next challenge will be surviving the recovery. Families must face up to the fact that their finances suffer more this year than they did last year, during the recession. The reason for this disheartening news is that the recovery stands to bring about inflation, increased interest rates, [...]]]></description>
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		<title>The recession cuts your pension by £10,000</title>
		<link>http://www.harringtonbrooks.co.uk/finances/the-recession-cuts-your-pension-by-10000/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/the-recession-cuts-your-pension-by-10000/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 11:39:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Misc Finance News]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=347</guid>
		<description><![CDATA[
			
				
			
		
Official figures suggest that the recession has seen the average household’s retirement savings reduced by over £10,000. The Office for National Statistics puts the figure at a staggering £400 billion drop in the UK population’s combined pensions in a single year. It’s not just down to personal hardships affecting savings either; for the first time [...]]]></description>
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