One of the most troublesome – and least regulated – issues with payday loans is recurring payments; and it’s the most difficult to stop. They are not Standing Orders nor Direct debits, but Continuous Payment Authority (CPA) contracts. As many hundreds of thousands of people across the UK are aware, including a great number of [...]
If you have not paid your debt to your creditors, then you could find that you have the unpleasant experience of having a debt collector or a bailiff knocking at your door. It is important that you understand the difference between a bailiff and a debt collector, as each one of these has different legal [...]
The idea of getting debt help can seem very scary, especially if you know your finances are a bit of a mess and you are unsure about the true state of your how much debt you owe. If you feel as though you need to seek debt help, you may be wondering, ‘What is Debt [...]
If you are wondering what debt advice is available, it is likely that you are currently struggling with your finances or you are on the verge of your debts becoming unaffordable. Harrington Brooks have a debt advice team which aim to offer you the best ethical debt advice available. We will take full details of [...]
Struggling with debt can often be a distressing time, especially if you cannot afford to make ends meet and you are falling behind in payments to your unsecured debts. This will lead to additional charges and penalties being added to your debt, meaning that you will be seeing your debt level rise higher and higher. [...]
There are many differences between a bailiff and a debt collector, and if either of them come to your door it is important that you understand the differences so you know how to handle the situation. What is a Bailiff? A Bailiff can only get involved when you have been taken to court about your [...]
Many of us fall into the ubiquitous debt trap and struggle to get out. But there are ways to escape from debt, and there is no time like the present to start working on it. And the first thing you have to do is manage any borrowing and spending habits you may have. Borrow only [...]
Almost half of those who acquired Christmas debt last year will not be able to afford to repay the full amount within one month, according to new research by Sainsbury’s Finance. The report claims that 56% of Brits, the equivalent to 23.15 million people, will struggle to clear their Christmas debts by the end of [...]
With many Brits worried that they might get into holiday debt so they can treat themselves to a week in the sun, there could be a way that you can earn money abroad! Tripr.tv features video reviews of worldwide hotels and promises to reveal whether your hotel is a far cry from the glossy brochure. [...]
There have been dramatic increases in the number of middle-class families that are plunging deeper into the red, with debt agencies becoming overwhelmed with requests for help from households in more affluent areas. Financial problems are now sweeping through middle Britain, with many professionals at breaking point with their debt. This has been blamed on [...]