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	<title>Harrington Brooks Personal Finance &#187; Credit Crunch</title>
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	<link>http://www.harringtonbrooks.co.uk/finances</link>
	<description>Harrington Brooks Personal Finance for debt news as well as tips and tricks to manage your money.</description>
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		<title>Male Debt Advice</title>
		<link>http://www.harringtonbrooks.co.uk/finances/male-debt-advice/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/male-debt-advice/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 15:00:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Crunch]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=462</guid>
		<description><![CDATA[
			
				
			
		
Sex and Debt Advice
Recent statistics have shown that the number of men who are currently seeking debt advice has increased by over 50%. So, does this point to better money management amongst the fairer sex? Have men been hit hardest by the credit crunch? 
The number of men seeking debt help has undergone a marked [...]]]></description>
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		<title>No debt exemption for high income earners</title>
		<link>http://www.harringtonbrooks.co.uk/finances/no-debt-exemption/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/no-debt-exemption/#comments</comments>
		<pubDate>Fri, 09 Oct 2009 09:15:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Crunch]]></category>
		<category><![CDATA[IVA Information]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=195</guid>
		<description><![CDATA[
			
				
			
		
Recent figures released suggest that UK debt problems are not solely the reserve of those on lower incomes. It seems that a near boundless supply of easy credit, followed up with the sting of theÂ credit crunch, has forced even the most affluent to seek out debt support. Admittedly, the roots of their financial strife may [...]]]></description>
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		<title>Avoid the most common reasons for being denied credit</title>
		<link>http://www.harringtonbrooks.co.uk/finances/credit-score-tips/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/credit-score-tips/#comments</comments>
		<pubDate>Wed, 22 Jul 2009 12:36:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Crunch]]></category>
		<category><![CDATA[Debt Aid]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=116</guid>
		<description><![CDATA[
			
				
			
		
The average UK Experian credit score is just above 760 out of a possible 999. A &#8216;prime&#8217; credit score is anything over 680 and someone with that type of score typically finds it easier to get credit than someone with a lower score.
Many lenders deny credit applications based on certain criteria including details found in [...]]]></description>
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		<title>How do depressions and recessions differ?</title>
		<link>http://www.harringtonbrooks.co.uk/finances/how-do-depressions-and-recessions-differ/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/how-do-depressions-and-recessions-differ/#comments</comments>
		<pubDate>Sat, 25 Apr 2009 13:41:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Crunch]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=77</guid>
		<description><![CDATA[
			
				
			
		
No-one can give an exact description of the difference between a depression and recession, not even the IMF (The International Monetary Fund which is a private international organization that oversees the global financial system). There are many who have opinions but there is a lack of a single definition which will satisfy everyone.
It is easier [...]]]></description>
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		<title>Countries affected by the recession</title>
		<link>http://www.harringtonbrooks.co.uk/finances/countries-affected-by-recession/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/countries-affected-by-recession/#comments</comments>
		<pubDate>Tue, 14 Apr 2009 13:37:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Crunch]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=73</guid>
		<description><![CDATA[
			
				
			
		
At its present state, many countries are being affected by the recession, some worse than others. Here is a list of countries that have been affected the most by the recession:

United States of America
Since the start of the recession in America, the most powerful country in the world has seen their banking system falter, the [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How will the bail-out affect your finances?</title>
		<link>http://www.harringtonbrooks.co.uk/finances/how-the-bail-out-affects-you/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/how-the-bail-out-affects-you/#comments</comments>
		<pubDate>Sat, 28 Mar 2009 12:56:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Crunch]]></category>
		<category><![CDATA[Misc Finance News]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=65</guid>
		<description><![CDATA[
			
				
			
		
The UK government planned a bail-out scheme late last year. Such schemes give or loan businesses money to prevent them from becoming bankrupt or liquidated. The government does this so that the publicâ€™s everyday life can continue as always. This is just one of the reasons for such bail-outs, however. The transport industry is one [...]]]></description>
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		<item>
		<title>What are the top 10 Star Wars collectibles?</title>
		<link>http://www.harringtonbrooks.co.uk/finances/what-are-the-top-10-star-wars-collectibles/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/what-are-the-top-10-star-wars-collectibles/#comments</comments>
		<pubDate>Mon, 29 Dec 2008 07:00:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Crunch]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=52</guid>
		<description><![CDATA[
			
				
			
		
Now that times are financially harder, you might be thinking about selling some of your items to make ends meet. If you have a loft filled with retro toys, then you might be interested to know which Star Wars collectables are worth the most money:
1. Darth Vader with double-telescoping light sabre &#8211; £5,000+
You can&#8217;t get [...]]]></description>
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		<title>Your one vice that drains</title>
		<link>http://www.harringtonbrooks.co.uk/finances/your-one-vice-that-drains/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/your-one-vice-that-drains/#comments</comments>
		<pubDate>Mon, 22 Dec 2008 07:00:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Crunch]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=53</guid>
		<description><![CDATA[
			
				
			
		
I have recently taken up a new hobby. Once or twice a month I go to a local coffee shop and spoil myself with a latte and a nice slab of chocolate cake. Itâ€™s so relaxing to relax and watch the world go buy, especially when the sun is shining.
Thereâ€™s just one problem, though. My [...]]]></description>
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		<title>How the Credit Crunch affects you</title>
		<link>http://www.harringtonbrooks.co.uk/finances/credit-crunch-affects/</link>
		<comments>http://www.harringtonbrooks.co.uk/finances/credit-crunch-affects/#comments</comments>
		<pubDate>Wed, 05 Nov 2008 09:56:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Crunch]]></category>

		<guid isPermaLink="false">http://www.harringtonbrooks.co.uk/finances/?p=47</guid>
		<description><![CDATA[
			
				
			
		
First it helps to know the term &#8216;credit crunch&#8217; means. Credit crunches happen when banks struggle to get hold of money. They are forced to pay more interest on the money they get and pass that onto their clients â€“ us.
The credit crunch affects everyone, even those who do not need credit to pay for [...]]]></description>
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