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The credit crunch means that everyone is having to take greater control over their finances, whether it is due to worrying about how much interest your savings are earning or being worried about mouting credit card debt, it seems as though the effects of the credit crunch are inescapable. It is now appears that the [...]
Although the supermarkets are at a price-war with each other, the cost of our shopping trolleys still seems to be rising. If you are looking at cutting your outgoings, then looking at your shopping bills is a good place to start from. Check out these simple ways to cut your shopping costs: 1: Know your [...]
The global credit crunch has has a great impact in the way that we spend our money, and it has even changed what we are searching for. Which? have reported Google statistics showing that more Brits are searching for credit crunch terms such as vouchers, budget meals and sewing classes in order to help their [...]
In the first half of 2008, Personal finance has hit the “worst ever level” for 11 years, according to the Financial Reality Index from the Alliance Trust Research Centre. These problems could lead many more people seeking additional debt advice due to a fall in disposable income and a rise in prices across the board [...]
Christmas tends to be a time of year where we forget how to budget and any sense of keeping track of our expenses seems to go out of the window. However, come the New Year you could be stuck with high credit cards bills detailing purchases you can’t even remember what you spent. If this [...]
The credit crunch means that Brits are working the equivalent of an extra day each week, according to new research by recruitment consultants Badenoch and Clark. According to their figures, this is due to the employers cutting jobs or not replacing staff who decide to leave. These money saving tactics are resulting in existing employees [...]
As the credit crunch continues to take hold of our finances, an increasing number of Brits are taking more time to plan their personal finances, in order to keep their debt management under control. Recent findings from Co-operative Life Planning has found that almost three quarters of us (74.1%) are planning our finances more, as [...]
The credit crunch has changed all of our lives in some way, meaning that many of us may feel as though we have debts that we cannot afford or that we are becoming penny-pinchers in order to make our pounds go further. Lloyds TSB have released a Financial Face of Britain report showing that the [...]
The Banks behind the lending boom are now hindering the recovery of the financial system by being too cautious with their money. This has lead to a warning from The Bank of England stating that banks need to spend more of their cash in order to alleviate the credit crunch. Their latest Financial Stability Report [...]
Charities could soon suffer from the credit crunch as Britain is becoming more frugal. Research by nfpSynergy shows a direct correlation between GDP (Gross Domestic Product) and charity income since 1980. It shows that charities have had a dip in their donations when the average disposable income has fallen. Although charities have not reported a [...]
