Individual Voluntary Arrangement (IVA)

What is an IVA?

An Individual Voluntary Arrangement (IVA) is an agreement made with your eligible creditors to address your unsecured debts. You are required to make monthly payments to your arrangement (normally for a period of five years). Once the IVA successfully completes the remaining debt is written off. Although various types of unsecured debts can be included on an IVA there are some exclusions. Any debts that are not included within an IVA will still need to be paid as normal.

Continue to the next section How does an IVA work?

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Our customers get access to additional services to help improve their financial circumstances. These include:

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What is an IVA?

Getting free impartial advice

Get help now

Compare Packages

Additional Customer Benefits

Looking for friendly help and advice?

Free Debt Guides

Money Saving Tips

Money Management Guides

Credit Report Advice

Top articles

Turned down for credit: What you can do

My IVA is over – what will happen?

What’s the difference between a bailiff and a debt collector?

What is your financial review?

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