PTDs are only available to Scottish residents. You must owe at least £5,000 worth of unsecured debts. A PTD also requires an affordable monthly contribution to pay back creditors over the course of the PTD.
You will not qualify for a PTD if your income is made up entirely of benefits.
Continue to the next section Is a PTD right for me?The Money Advice Service is an impartial service set up by the Government.
They provide free debt counselling, debt adjustment and credit information services. Visit Money Advice Service
Our customers get access to additional services to help improve their financial circumstances. These include:
Available to everyone – even if you’re not a Harrington Brooks customer
Available to everyone – even if you’re not a Harrington Brooks customer
Only available to current active Harrington Brooks customers
Only available to current active Harrington Brooks customers
Check out our easy-to-read articles and helpful guides if you have any questions about managing your money or if there’s something you just don’t understand about your debts.
If you’d prefer to talk to someone about your debt worries, you can give a member of our team a call on 0161 413 9530 for some impartial advice.
Our handy guides will help you with the most common issues when you’re on a debt solution.
If you’re on a tight budget, check out our tips to make your money work for you.
Struggling with your finances? Find out what creditors can ask for – and what they can’t.
Find out what your credit report means for you and how to improve it.
