Skip to content
Harrington Brooks - Helping you take control
Existing DMP customers:0161 696 9706
Existing IVA customers:0161 507 0686
Request help now
Search
My account
Account Login
  • Home
  • Debt Solutions
  • Debt Solutions
    • What is an IVA?
    • What is a DMP?
    • What is bankruptcy?
    • What is a DRO?
    • What is a PTD?
  • Help & Advice
  • About Us
  • Blog
  • Contact Us
  • Individual Voluntary Arrangement
  • Debt Management Plan
  • Bankruptcy
  • Debt Relief Order
  • Debt Consolidation
  • Protected Trust Deed
  • Debt Arrangement Scheme
  • Sequestration
  • Minimal Asset Process
  • Comparing Debt Solutions
Protected Trust Deed (PTD)

  • What is a PTD?
  • How does a PTD work?
  • How do I qualify for a PTD?
  • Is a PTD right for me?
  • PTD FAQs

Home > Debt Solutions > How do I qualify for a PTD?

How do I qualify for a PTD?

PTDs are only available to Scottish residents.  You must owe at least £5,000 worth of unsecured debts. A PTD also requires an affordable monthly contribution to pay back creditors over the course of the PTD.

You will not qualify for a PTD if your income is made up entirely of benefits.

Continue to the next section Is a PTD right for me?

Getting free impartial advice

The Money Advice Service is an impartial service set up by the Government.
They provide free debt counselling, debt adjustment and credit information services. Visit Money Advice Service

Compare Packages

Not sure which solution is best for you? No problem – we’ll help you to compare the different options available so you can get the help you need, even if this isn’t through us.

  • Do you own your own home?
  • Do you live in England, Wales, Scotland or Northern Ireland?
  • Do you owe more than £5,000?

Find out how the answers to these questions can help make up your mind by clicking the button below.

Compare packages

Additional Customer Benefits

Our customers get access to additional services to help improve their financial circumstances. These include:

TV, broadband and landline comparison

Available to everyone – even if you’re not a Harrington Brooks customer

Read more
Utility switching service

Available to everyone – even if you’re not a Harrington Brooks customer

Read more
Legal advice on associated debt issues

Only available to current active Harrington Brooks customers

Read more
Benefit and entitlement checks

Only available to current active Harrington Brooks customers

Read more

Looking for friendly help and advice?

Check out our easy-to-read articles and helpful guides if you have any questions about managing your money or if there’s something you just don’t understand about your debts.

If you’d prefer to talk to someone about your debt worries, you can give a member of our team a call on 0161 413 9530 for some impartial advice.

Free Debt Guides

Our handy guides will help you with the most common issues when you’re on a debt solution.

Money Saving Tips

If you’re on a tight budget, check out our tips to make your money work for you.

Money Management Guides

Struggling with your finances? Find out what creditors can ask for – and what they can’t.

Credit Report Advice

Find out what your credit report means for you and how to improve it.

Top articles

Woman turned down for credit

Turned down for credit: What you can do

Read more
February 6th 2018 by Emily Bancroft
Man with completed IVA

My IVA is over – what will happen?

Read more
May 4th 2017 by Emily Bancroft
Bailiff knocking on door

What’s the difference between a bailiff and a debt collector?

Read more
September 14th 2011 by News Team
Woman on annual review call

What is your financial review?

Read more
April 21st 2017 by Emily Bancroft
View more

Signposting to services

If you're struggling with debt, you might also benefit from access to additional support services. Our signposting to services page provides details of relevant charities and other organisations that could help you.

Legal
  • Privacy Policy
  • Website T&C
  • Terms of Business
  • Complaints
Company
  • Jobs
  • Sitemap
YouTube Facebook Twitter linkedin

Calls are recorded for training and quality purposes. Calls to 0161 numbers from mobiles and landlines are charged at local rate. Please check with your network provider for details on your call package.

HB Financial Solutions Ltd, trading as Harrington Brooks is now Gregory Pennington Limited.

Your payments into a Debt Management Plan are protected and compensation could be available from the FSCS if there are any shortfalls in funds held on a customer’s behalf.

Gregory Pennington Limited (c) 2018. Registered office: Think Park, Mosley Road, Trafford Park, Manchester M17 1FQ. Registered in England and Wales. Co Reg No. 2855061 Authorised and regulated by the Financial Conduct Authority for its consumer credit and insurance and mortgage mediation activities. Regulated by the Claims Management Regulator in respect of regulated claims management activities.

One Advice Ltd, trading as Harrington Brooks IVA is now Freeman Jones Ltd, trading as Harrington Brooks.

Freeman Jones Registered office: Think Park, Mosley Road, Trafford Park, Manchester M17 1FQ. Co Reg No 4348410. Registered in England and Wales. Regulated by the Claims Management Regulator in respect of regulated claims management activities. Freeman Jones Limited is an appointed representative of Gregory Pennington Limited for its credit broking and insurance and mortgage mediation activities, which is authorised and regulated by the Financial Conduct Authority.

This website uses cookies, in continuing to use it you are accepting our Privacy Policy.

This site uses cookies: Find out more.