Harrington Brooks
Advice Centre
Note: This section of our site offers general information about dealing wth debts. If you are a current Harrington Brooks client and need support, please goto Client Support.
Comparison of Debt Solutions »
Trying to decide which debt solution is right for you can be confusing. See the options available and how they compare to each other.
Debts We Can Help With »
Learn which debts can be included in a IVA or Debt Management Plan as an expenditure item, or a creditor - and which debts can't.
Priority Debts »
Pay these debts first. Priority debts are not necessarily your largest. They are debts for which none payment has swift and severe consequence, examples include:-
- Council Tax Arrears
- Gas and Electricity Payment Problems
- Hire Purchase Arrears
- Income Tax and VAT Arrears
- Child Maintenance Payments
Bailiffs »
Learn how bailiffs must conduct themselves and which of your items which they can't take.
Debts With Your Bank »
Debts with your own bank can be problem as they can swallow-up your wages/benefits the moment you pay them it.
Harassment »
Many people with debt problems suffer harassment from their creditors or other bodies to whom they own money. Harassment is unfair, unhelpful and moreover highly illegal.
Illegal Lenders »
Struggling from stress due to money borrowed from a loan shark? View our tips and advice to help you deal with these issues.
Legal Action and The Courts »
Guides to legal action and the courts with respect to the enforcement of debt repayments:-
Getting A Bank Account
If you have debts with your bank (overdraft, loans etc), and enter into an IVA or Debt Management Plan, you'll need a new bank account to have your wages paid in to. (Why? click here) The FSA maintain a guide detailing the basic bank accounts offered by the major banks and building societies.
Getting Impartial Advice
The Insolvency Service are regulators of the UK insolvency profession. They have produced a useful guide - Dealing With Your Creditors which explains debt solution options from a neutral point of view, detailing the pros and cons of each.
State Benefit Guides »
Guides to the main UK State Benefits, explaining who may be eligible to receive them. See also Harrington Brooks' Benefit and Tax Credit Checking Service.
Video Presentations »
Several short video clips are dotted around this website on various article pages. Here they all are in one place.